We research, compare, and explain the best ways to send money globally — so you can make smarter decisions and keep more of your hard-earned money.
We independently research and compare the leading money transfer services. Here's how they stack up.
Fast transfers with excellent app experience. Great for first-time senders.
Read Wise Review →Fast transfers with excellent app experience. Great for first-time senders.
Read Remitly Review →Cash pickup option in 150+ countries. Great for recipients without bank accounts.
Read WorldRemit Review →Lightning-fast transfers backed by PayPal. Cash pickup and mobile reload available.
Read Xoom Review →Deep dives and step-by-step guides to help you understand and navigate the remittance world.
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Complete guide: best apps, fees, speed, and tips for sending to Indonesian bank accounts.
Head-to-head comparison of the four biggest names in international transfers.
When speed matters: instant transfer options ranked by speed and cost.
KYC, AML, and what you need to know before sending large amounts internationally.
Side-by-side comparison of transfer costs for sending $500 USD.
| Provider | Transfer Fee | Exchange Rate | Recipient Gets | Speed |
|---|---|---|---|---|
| 💎 Wise | $2.50 | Mid-market rate | $496.50 USD | 1–2 days |
| 🚀 Remitly | $3.99 | 0.8% markup | $494.00 USD | Minutes – 3 days |
| 🌐 WorldRemit | $2.99 | 1.2% markup | $492.50 USD | 1–3 days |
| ⚡ Xoom | $4.99 | 1.5% markup | $489.00 USD | Minutes – 4 days |
| 🏦 Western Union | $5.00 | 2–3% markup | $484.00 USD | 1–5 days |
* Estimates based on sending $500 USD to a USD bank account. Actual amounts may vary.
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